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📘🧩 The 7-Document Family Safety Binder (Build It in One Weekend)

Stuck in the Middle — Issue 219 — Thursday , October 2, 2025

👋 Welcome

Caring for parents and kids while working and keeping a relationship going is… a lot. This week’s issue gives you a fast win: a Family Safety Binder with the seven documents that stop chaos (and guilt) in a crisis. If this was forwarded to you, reply SUBSCRIBE and I’ll add you.

🧠 Big Thought: Decisions Are Hard—Until They’re Written

In an emergency, the worst pain isn’t logistics—it’s uncertainty. When roles, wishes, and info are on paper, you avoid sibling standoffs, ER guesswork, and late-night scavenger hunts for meds or insurance cards. Documentation is love in a durable form.

🧰 Money Moves (Weekend Sprint: Your 7-Doc Binder)

Goal: One place for the essentials—kept current every 90 days.

1. Choose the decision-maker + backup (5 min)
   Write down the primary health care proxy/agent and one backup. Save phone/email.

2. Advance directive (15–25 min)
   Download your state’s free forms and follow the instructions.
   AARP State Forms (free):
   https://www.aarp.org/caregiving/financial-legal/free-printable-advance-directives/

3. HIPAA release (10 min)
   Let doctors speak with the people who help. Learn your rights and how to authorize access:
   HHS HIPAA for Individuals:
   https://www.hhs.gov/hipaa/for-individuals/index.html

4. Medication list (10–15 min)
   Print a simple list and keep one copy in wallets/phones.
   AHRQ “My Medicines List” (fillable PDF):
   https://www.ahrq.gov/sites/default/files/wysiwyg/health-literacy/my-medicines-list.pdf

5. Care plan one-pager (10 min)
   Use the CDC guide to list conditions, meds, providers, insurance, and emergency contacts.
   CDC Care Plan Steps:
   https://www.cdc.gov/caregiving/guidelines/index.html

6. Insurance + legal snapshot (10 min)
   Photocopy front/back of insurance/Medicare cards. Note policy numbers, premium due dates, and renewal months. Place copies behind a “Insurance” tab.

7. Emergency page (5 min) & test (5 min)
   Top sheet: allergies, hospital preference, primary clinician, preferred pharmacy, and who to call first. Then do a 60-second drill: can your spouse/older teen find the binder and text the med list?

🛠️ Tool of the Week: State Advance Directive Forms (Free)

Pick your state, download, complete, and you’re 80% done.
https://www.aarp.org/caregiving/financial-legal/free-printable-advance-directives/

📰 Reads (all free, no paywalls)

1. NIA: Advance Care Planning (Caregiver Tips & Conversation Guide)
   https://www.nia.nih.gov/health/advance-care-planning/advance-care-planning-and-health-care-decisions-tips-caregivers-and

2. HHS: HIPAA for Individuals (Your Rights + FAQs)
   https://www.hhs.gov/hipaa/for-individuals/index.html

3. CDC: Steps for Creating and Maintaining a Care Plan
   https://www.cdc.gov/caregiving/guidelines/index.html

🤝 SKOOL COMMUNITY

Swap checklists, ask questions, and get honest answers from people who get it.
https://www.skool.com/stuck-in-the-middle-community-1730/about?ref=4956bcfb588b4962b89c23002360ff83

💬 Connect With People Who Get It

Caregiving can feel isolating — and so can relationship stress.
Join our private Facebook group to talk to others who truly understand.

👉 https://www.facebook.com/groups/stuckinthemiddlenews

💸 TOOLS YOU CAN USE — $9.99 “What Can I Let Go Of?” Checklist

Stop the guilt spiral. This worksheet helps you delegate, defer, or delete the low-value tasks stealing your evenings—so you can finish the binder without burning out.
https://briansacks.samcart.com/products/sandwich

💬 Reply & Engage Prompt

Which binder section do you want a fill-in template for next: HIPAA release, care plan one-pager, or sibling communication script? Reply with your pick and I’ll send it.

↗️ Share the Relief

Know another “stuck in the middle” friend? Forward this so they can build their binder, too.

P.S. Bonus

Reply REMINDER and I’ll send a 90-day calendar reminder message to refresh meds, cards, and contacts.

THIS IS ONE OF THE MOST IMPORTANT BOOKS YOU CAN READ IF YOU ARE FRUSTRATED WITH A PARENT OR OLDER RELATIVE

grab a copy here https://amzn.to/3QIhlx7

If you are in this situation I think you will enjoy it!